Find out what business insurance you may require for your office.
When we talk about office insurance we aren’t referring to a specific policy that gives all offices all of the cover they need – different offices face different risks, so no generic form of cover exists.
Office insurance is an umbrella term for a number of policies that can offer different types and levels of protection to businesses based in offices.
While the insurance policies that are relevant to you will depend on your business, there are some popular forms of cover that most offices are likely to consider:
If you rent an office space for your business, it's possible that the owner of the building may already have some of these policies in place. Buildings and contents insurance policies, for instance, are likely to be in place to cover the premises and the costs of this could be included in the rent you pay. On the other hand, you would need to take out employers’ liability insurance for your own staff separately. In any case, it's recommended that you check with your landlord before taking out cover.
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