As the owner or manager of a newsagent, you’ll appreciate all the hard work that goes into running a successful business. One thing that you will have to deal with is keeping your business safe against the risks that threaten its financial stability.
Whether you run a small newspaper shop on a local street, or own a bigger store in a bustling city centre, there are various risks involved with the daily running of your business. Taking out insurance designed specifically for newsagents is one way in which you can guard against these threats.
Listed here are some examples of the types of cover that you might include in your insurance policy depending on your circumstances and priorities – as well as your attitude to the factors that could compromise your business’s finances.
The above list includes only some of the more common forms of cover taken out by newsagents, and it’s likely that you will also want to include additional forms of protection in your policy that are tailored to your business’s individual circumstances. When purchasing an insurance policy, it’s important that you consider any special circumstances that you may have – and make your insurance provider is aware of them – to ensure that you take out adequate protection.
There could be a number of situations which would require your business to have specially tailored cover. For example, your newsagents may be situated within another, larger business, such as a bookshop. In this case, it’s possible that you may not need to take out buildings insurance, as the other business or building owner is likely to already have it in place. It could also be the case that you need to have specific wording under your public liability cover, due to the increased customer footfall you may experience from the other business.
Whatever your needs, be sure that your newsagents insurance adequately reflects them in order to ensure you don’t leave your business exposed in a vulnerable situation.
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